Harper Advocate – October 16, 2013
Submitted by Newz Group Clipping Service – October 29, 2013
Lower numbers are a good thing in golf and insurance ratings. Recently both the City of Harper and City of Anthony received word that their fire insurance rates had been improved.
After an inspection by the Insurance Services Office which grades fire protection in communities and is the grading scale for the setting of insurance rates, both towns got a better rating.
Both Harper and Anthony were rated as a Class 5. After the inspection both were lowered to a Class 4.
Depending on your insurance carrier, this could lower fire insurance rates on commercial properties.
Grading is done on a 1 to 10 basis. Nationwide there are only 5019 Class 4 departments and only 2953 better class departments in the nation.
The grading includes the fire department, water flow and storage for fires from fire hydrant system and the 911 dispatching service.
Both departments received an 8B classification for property within 5 miles of a fire station which is a better rating than in the past.
The 8B is a special classification that demonstrates a superior level of fire protection than class 9 in rural areas.
The class 4 rate extends into the rural area within a designated footage from a fire hydrant.
Both fire departments have bettered their rating consistently the past 50 years. Harper was a Class 8 in the late 50′s.
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